How to Add Visa Gift Card to Venmo?

Venmo is an online payment platform where you can send and receive money quickly with just one click. Not only can you transfer money from a credit or debit card, but Venmo also accepts certain gift cards from branded networks. Wondering how to add a Visa gift card to Venmo? This article will outline everything you need to know about Visa gift cards and which gift cards are accepted by Venmo.

What is Venmo?

Venmo is an American mobile payment service owned by Paypal. It is an easy online method to transfer money within seconds. Initially, when Venmo was launched in 2009, it was used to share bills among friends at restaurants or to send gifts to each other easily.

However, Venmo has become one of the most popular online payment people in the United States. You do not need to have a bank account to open a Venmo account, and nowadays Venmo is used as an alternative to a bank account to transfer funds more quickly.

Venmo can only be operated in the US, and therefore, you cannot transfer funds internationally through Venmo. Paypal, which owns Venmo, is capable of international funds so you can send or receive money worldwide using Paypal.

Steps to Open Venmo Account and How to Use It?

Venmo can be used to do several things. You can send or receive money from other people through your Venmo account. You can issue funds to and from a bank account into your Venmo account. Not only that, but you can now also shop online and at physical stores as well as use Visa gift cards to Venmo.

Downloading the Venmo app on your smartphone is the first step to opening a Venmo account. It is compatible with iOS and Android. You can register online by visiting their website as well, but Venmo prefers you to use their mobile app.

Follow these steps in order to open a Venmo account:

1] First, download the app on your smartphone

2] Open the app and click “Sign up”

3] Choose your preferred sign-up method

4] Put your username and password

5] Verify with your email and phone number

6] Add your bank account number

With these simple steps, you can open a Venmo account, but only if you live in the US. A Venmo account can also be used to link a current banking account or any debit/credit card accepted by Venmo. By the way, if you want to unfreeze Venmo account then read this article.

Transferring funds from your personal banking account to Venmo can be done with the following steps:

1] Use the Venmo app to log in to your Venmo account.

2] Click on the profile icon or the “You” tab.

3] Press the “Add or Transfer” button.

4] Enter the amount of money that you want to send.

5] Choose a transfer method, either “Instant Transfer” or “Standard Transfer.”

6] Select a bank account or debit card that you have linked.

7] Press the green button to complete the transfer.

If you have chosen the instant transfer, then your money will be transferred from your bank account to your Venmo balance within 30 minutes, for a small charge. However, if you have chosen the standard transfer option, then it will take 1-3 business days, at no extra cost.

Explaining the Process of Getting a Gift Card

Gift cards are like debit cards that have money in them that you usually give to someone else as a gift. You can use gift cards as a way of showing you care about someone and give them the autonomy to choose what they want to buy for themselves. They can then buy any products from the specified stores using the money in the gift card. Most known brands such as Walmart, Target, and Amazon sell gift cards at their stores.

Visa gift cards are specifically made by Visa. You can acquire them through popular grocery shops, or retail stores such as Target and 7-eleven. Go to to purchase a wide range of different branded gift cards virtually.

There are two types of Visa gift cards, eGift cards which are virtual, and tangible gift cards that you can buy at a store or order online. You can order a tangible Visa gift card online using a bank account, and they will deliver it to you or your beneficiary’s location.

Some gift cards are rechargeable while some can only be used once. Rechargeable gift cards are beneficial as you can reload them from any store that sells Visa gift cards and use it to buy products from shops.

Gift Card Lists are accepted on Venmo

Venmo is an online payment platform that makes it easier for people to transfer funds online. You can easily transfer money from a checking bank account or a debit card into your Venmo account. However, adding money from gift cards may be trickier. 

There is a lot of confusion about how to add a Visa gift card to Venmo because Venmo does not accept all types of gift cards. A Visa gift card is a prepaid gift card that may or may not be connected to a bank account. Therefore, Venmo not only allows debit cards to be linked, but you can also add Visa gift cards to Venmo.

Other prepaid gift cards that Venmo accepts are American Express, Mastercard, Discover, and Visa. You can use these cards to add money to your Venmo account, which can then be used to shop or send to another Venmo user. Some gift cards do not allow you to transfer to any additional platforms, and therefore you can only use them at specific merchants or shops.

Moreover, Venmo may decline your gift card if it is not registered by the issuer or for fraud-preventative measures. If there is no address registered on the gift card, then you have to enter a zip code.

How to Add Visa Gift Card to Venmo?

Let’s explain how to add Visa Gift Card to Venmo

You can add a Visa gift card to Venmo using similar steps to how you linked your bank account.

1] Open your Venmo app and log in to your account

2] Select the three-icon tab and press “Settings”

3] Choose the “Preference” option and then select “Payment methods” from the list

4] Click on the “Add a bank or card” option and choose “Card”

5] Enter the information on your gift card for example the 16-digit number, expiration date, etc

6] Venmo may ask you to put on a zip code if the address is not officially registered

7] Select the “Add Card” button.

Soon the balance from the Visa gift card will be added to your Venmo account. Once the card is added it will show in the Payment Method section of your Venmo app. You can then use the gift card to make payments through your Venmo account.

Note that Venmo may not accept any card that is not issued correctly or if the zip code you entered is wrong.

How to Find Zip Code for Your Gift Card?

If you have a physical gift card, then you can find the zip code by going to the website that is usually written on the back of the card. Visit their website and select the option to register your card. It is better to go to the URL mentioned in the gift card instead of searching on Google as you might fall victim to fraudulent websites that can take your personal information.

After clicking the Register icon, put in your gift card details. If the card does not already have an address registered, then you may put your address and zip code. This is the zip code that you will use to add the Visa gift card to Venmo.

There are certain gift cards that do not allow you to register or put in an address. In this case, you can try using your own zip code to link your Visa gift card to Venmo.

If you are unable to register your zip code for any reason, please call the gift card provider directly and sort out the issue.

Transfer Money from a Visa Gift Card to Bank Using Venmo

You have already learned how to add Visa gift card to Venmo. After you have successfully added your Visa gift card, it will be shown in the added card list. Afterward, the money in the gift card can be transferred to your bank account using the steps below:

1] Go to the “Me” tab by clicking on the profile icon.

2] Choose the “Add or Transfer” option from the settings tab.

3] Press “Transfer” and put in how much money is to be sent.

4] Pick the method of transfer, instant or standard.

5] Select which bank account you want to transfer.

6] Hold on to the green button at the bottom of the page to transfer.

Can Venmo Money be Loaded on a Visa Gift Card?

Yes, it is possible to buy Visa gift cards using the money in your Venmo account. You can also reload money in your Visa gift cards using Venmo as a payment method, but only if the gift card is rechargeable.

Venmo treats gift cards like debit or prepaid cards. Remember that Venmo only accepts four branded credit cards for now and they are Mastercard, Visa, American Express, and Discover.

Even though Venmo is officially owned by Paypal, however, you cannot use the Paypal Mastercard to add a gift card to Venmo.

Can I Pay Others Using the Gift Card on Venmo?

Yes, you can use the Venmo gift card balance to pay others as long as the gift card is added to your Venmo account. To know how to add a Visa gift card to Venmo, read the steps mentioned above.

When sending money to another Venmo account, select the gift card that is added to your Venmo account as your Payment Method. The money from the Visa gift card will be used to transfer funds. If the money you want to send exceeds the amount that is present in your gift card, then Venmo will use an external payment method (usually your linked bank account or debit card) to fund the transfer.

This means that Venmo payments can be made using multiple sources. Therefore, once you have added your Visa gift card to Venmo, you can use it to pay others or shop at stores.

Tips to Add a Gift Card to Venmo:

  • Register and verify your Venmo account to access your Venmo balance.
  • Make sure to buy gift cards from these four retailers; Visa, Mastercard, American Express, and Discover.
  • Buy rechargeable Visa gift cards so that you can reload anytime you want.
  • Activate your Visa gift card and put in your address and zip code before you add the Visa gift card to Venmo.
  • Do not buy a Paypal Mastercard as they are not accepted by Venmo.

FAQs about Visa Gift Card Venmo

Yes, you can put a Visa gift card to Venmo by adding it as a prepaid card using your Venmo app.

You cannot directly transfer money from your Visa gift card to your bank account. However, you can first add the Visa gift card to Venmo, and then use your Venmo account to transfer money to your bank account.

A prepaid or gift card can be declined by Venmo due to a lack of funds or fraud prevention measures. The gift card must be registered under your name and you have to know the address and zip code that is used to register the gift card, in order to add the gift card to Venmo.

Yes, you can use Vanilla gift cards to link with your Venmo account, since Vanilla makes both Visa and Mastercard, and these two branded network prepaid cards are accepted on Venmo.

Bottom line

Venmo is a popular online payment platform to send and receive money easily. You can use a Venmo account to pay others or buy at physical and online stores. Venmo accepts Visa gift cards as a form of prepaid cards.

It is easy to add a Visa gift card to Venmo, just make sure to activate the card beforehand by visiting their website.

Similar Posts